Photo Inventory-Why You Need One for Your Business

8/3/2021 (Permalink)

Make sure to take photos and save them yearly. This will come in handy if you ever have a content claim with your insurance company.

While you probably have business insurance that covers the contents of your business if they are lost, you probably don't have pictures of the contents you own. Why would you need pictures you ask?

People are often surprised that if their property is lost, destroyed or stolen getting it replaced is not necessarily a straight-forward process with their insurance company. For example, if you were to lose a desk in a fire and don't have a picture inventory the amount you will be reimbursed could be a surprise. Your $1000 mint condition 'classic' desk could get valued based on age and 'market-value', leaving you with a lot less money than you expected, and needed, to replace it. A photo inventory helps to alleviate this stress.

At the very minimum we suggest a slow walk-thru video of each area of your business that has contents. From this you can capture still photos of each item. If you have the time to take photos, this would be best. Add this to your list of yearly tasks that are completed for an easy way to make sure this is completed.

Again, we hope you never need that list, but better safe than sorry. If you do find yourself in a situation where you need help, please feel free to all us. SERVPRO of Maitland-Casselberry is available 24/7/365.